Lightning protection guide by OBO

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Last revision 2020

Vydal: OBO BETTERMANN s. r. o. Autor: OBO BETTERMANN

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6 Financial implications lightning and surge voltage damage Financial losses can only considered isolation in cases where legal insurance requirements relat- ing personal safety apply. It's surprise, then, that prop- erty insurers are checking more and more claims and stipulating the use devices protect against surges.3: Number instances damage from lightning and surge voltages and amounts paid out home and contents insurance companies; source: www. Information protection measures can be found in, for example, the German Directive VdS 2010. Year Number lightning and surge voltage damage cases Paid damages for lightning and surge voltage damage 1999 490,000 €310 million 2006 550,000 €340 million 2007 520,000 €330 million 2008 480,000 €350 million 2009 490,000 €340 million 2010 330,000 €220 million 2011 440,000 €330 million 2012 410,000 €330 million 2013 340,000 €240 million 2014 410,000 €340 million 2015 350,000 €240 million 2016 320,000 €250 million 2017(1) 300,000 €250 million Table 1. Substantial losses result from the destruction of electrical devices, notably: • Computers and servers • Telephone systems • Fire alarm systems • Monitoring systems • Lift, garage door and roller shutter drives • Consumer electronics • Kitchen appliances Further costs can also incurred due outages and consequential damage relation to • Loss data • Production outage • Loss contactability (Internet, telephone, fax) • Defective heating systems • Costs due faults and false alarms fire and burglar alarm systems Financial losses are the rise Current statistics and estimates insurance compan- ies show: Damage levels caused surges exclud- ing consequential outage costs long since reached drastic levels due the growing dependency on electronic "aids".GDV.de (1) preliminary, date June 2018 TBS Blitzschutz-Leitfaden 2018 / en / 2020/01/10 14:42:40 14:42:40 (LLExport_02613) / 2020/01/10 14:42:54 14:42:54 42 Chapter General introduction .Building damage due direct lightning strike 1